Legal Notice


Note that this is not an original but a designed copy of the document Triglav Group - Audited Consolidated Annual Report for the year ended 31 December 2013, as approved by the Supervisory Board of Zavarovalnica Triglav d.d. at its regular session held on 7 April 2014. This copy includes an additional comment by the Management Board, the Report of the Supervisory Board and some graphic presentations of the data contained in the original document.

Corporate Website

The website and domains (hereinafter: the Triglav Group Website) are the property of Zavarovalnica Triglav d.d., Miklošičeva 19, 1000 Ljubljana, Slovenia. Zavarovalnica Triglav d.d. makes every effort to ensure that the information published on the Triglav Group Website is accurate and up to date.

The information on the Triglav Group Website is published for information purposes only and has no legal consequences, unless explicitly stated otherwise.
Neither Zavarovalnica Triglav d.d. nor any other legal entity or natural person who participated in the creation and design of the Triglav Group Website shall in no event be liable to a shareholder or any other third party for any loss or damage arising from or in connection with the existence, access to, use or inability to use the Triglav Group Website and/or the information published on the Triglav Group Website, nor any errors or omissions in its content.

When considering and deciding whether to acquire or sell shares of Zavarovalnica Triglav, shareholders and potential investors should take into account all the information, assertions and data from the Prospectus for the admission of the shares of Zavarovalnica Triglav d.d. to the official market of 30 July 2008, published on the website of the Ljubljana Stock Exchange official market, and the public announcements published by Zavarovalnica Triglav d.d., including all related risks.

Zavarovalnica Triglav d.d. shall not be liable for the form and content of the information obtained via links which are not its property, nor shall Zavarovalnica Triglav d.d. be responsible for the protection of privacy on these links.

The Triglav Group reserves the right to modify the Triglav Group Website in any way, at any time and for any reason without prior notice. The Triglav Group shall not be liable for any consequences arising from such modifications.


In accordance with the Copyright and Related Rights Act (ZASP), Zavarovalnica Triglav d.d. shall keep economic rights to all copyrighted content in the broadest sense of the term (graphic elements, photographs, illustrations and other text renderings) published on the Triglav Group Website. Any copying, publication, reproduction or commercial dissemination of the content of this website is prohibited without written permission.

As an exception, the Copyright and Related Rights Act allows the use and reproduction of copyrighted work on the basis of the right to inform or notify the public, for educational purposes and in citation form for the purposes of illustration, argumentation or reference, in which cases the source and author of the copyrighted work must be cited. The Copyright and Related Rights Act also permits the use and reproduction of copyrighted work in a limited scope for personal and non-commercial use.

Privacy Policy

Zavarovalnica Triglav d.d. hereby guarantees to use its best efforts to protect the personal data of the users of the Triglav Group Website in accordance with the Personal Data Protection Act.

Zavarovalnica Triglav d.d. may process the personal data of the persons with whom it has entered into a contractual relationship and which are collected on the basis of the Insurance Act, the personal data which Zavarovalnica Triglav requires to fulfil its contractual obligations or to exercise its rights arising from the contractual relationship and the personal data whose processing has been permitted in writing by the personal data subjects.

Processing shall entail collection, data storage, or data collection in personal data bases, modification, use or reporting, which includes but is not limited to forwarding, mining, blocking and deletion. Your personal data will be stored and used only and until the stated purpose is achieved.

Zavarovalnica Triglav d.d. may use your personal data for the purpose of marketing non-life and life insurance products and informing you about new insurance products and services via different means of communication only subject to your explicit personal permission.

Compliance with the Legal Notice

By accessing, you explicitly agree to comply with all the above stated restrictions and terms. If you do not agree to all the provisions, please do not use the Triglav Group website. When visiting the Triglav Group website you are recommended to occasionally review this binding Legal Notice.

This page uses cookies, so you can get a better user experience. You can read details about how they are used on this link. Do you agree with their use?